Replacement Rentals
After a car accident in Brooklyn, your first concern is safety, and your second is how to keep moving. This is the problem Premier Car Rental was built to solve — we started in 2020 renting insurance replacement vehicles, and today we still deliver a clean, newer car to your home, office, or body shop, usually within the hour, while billing your insurance company directly. Here's what to do right after a crash and how our replacement service works.
Move to a safe location, check for injuries, and call 911 if anyone needs medical attention or the vehicles can't be moved. Exchange insurance and license information with the other driver. New York law requires you to report an accident that results in injury, death, or property damage over a set threshold, so file a police report and complete the state's accident report form if required.
Already dealing with a claim? Premier's team handles the insurance details for you.
Get a replacement car deliveredRental coverage after an accident usually comes from one of two places: your own policy or the at-fault party's insurance. When your insurance company approves the claim, they authorize a rental for a set period — often while the vehicle is being repaired or until the claim is settled.
The key detail: you are not required to use the provider your insurance suggests. In New York you have the legal right to choose your rental provider. When you choose Premier, we bill your insurance company directly, so there's usually no out-of-pocket cost and no extra paperwork on your end.
Replacement rentals are faster than most people expect. You'll need a valid driver's license, proof of insurance, and a credit or debit card (a hold is placed on the card, but no charge is made unless needed). From there, we deliver the vehicle to your home, workplace, or body shop — usually within the hour — and contact your insurance company on your behalf to confirm coverage and arrange billing.
In New York you have the legal right to choose your rental provider. We bill your insurance company directly — no cost to you, no extra paperwork.
If your policy doesn't include rental coverage, or if there's a delay in approval, you can still rent a vehicle from us at a discounted rate while your claim is being processed. Talk to our team by phone, email, or WhatsApp — we'll explain your options clearly, with no surprises.
A car accident doesn't have to mean days without a vehicle. Take care of the report, understand your coverage, and choose a rental provider that handles the insurance for you. That's what Premier does best — we've been doing it since 2020 from our home in Brooklyn. To get moving again, explore how our replacement rentals work or book a car from our fleet, and call or text (718) 971-1962 any time.
Tell us about your claim and we'll arrange delivery — usually within the hour.
Reserve your replacement carIt depends on your policy. Many policies include rental reimbursement coverage, or the at-fault party's insurance may cover it. Premier works directly with the responsible insurance company to confirm your coverage and arrange billing.
We deliver replacement vehicles to your home, workplace, or body shop — usually within the hour.
If your insurance covers the rental, there is typically no out-of-pocket cost. A hold is placed on your card, but no charge is made unless needed.
Yes. In New York you have the legal right to choose your rental provider. We bill your insurance company directly to minimize costs and paperwork.
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